ISSN2320-2882
Impact Factor9.17
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Paper Title

"A STUDY ON EVALUATING THE BANKING PERFORMANCE OF AXIS BANK THROUGH CAMEL PARAMETERS"

Authors

Syeda Nazneen , Prof Moula Hussain K

Keywords

Axis Bank, Banking Performance, CAMEL Model, Capital Adequacy, Asset Quality, Management Efficiency, Earnings Quality, Liquidity, Financial Stability, Performance Evaluation

Abstract

The performance of the banking sector is vital to the stability and growth of the economy, making systematic evaluation of banks essential for stakeholders. This study examines the financial performance of Axis Bank, one of India's leading private sector banks, using the CAMEL framework--an internationally recognized model for assessing banking efficiency and stability. The CAMEL model evaluates banks across five key dimensions: Capital Adequacy, Asset Quality, Management Efficiency, Earnings Quality, and Liquidity. The research is based on secondary data collected from the annual reports and financial statements of Axis Bank over a selected time period. By applying various financial ratios under each CAMEL parameter, the study provides a comprehensive analysis of the bank's strengths and weaknesses. The findings indicate that Axis Bank has maintained sound capital adequacy, demonstrated moderate asset quality, shown consistent management efficiency, achieved sustainable earnings, and preserved adequate liquidity to meet its obligations. This study highlights the importance of the CAMEL approach in evaluating the performance and financial health of banks. The results will be useful for regulators, investors, and policymakers in assessing risk, ensuring stability, and formulating strategies for improving the overall efficiency of the banking sector.

How To Cite

Choose the style your journal or department asks for, then copy it. Every version below is generated from this paper's own record.

IJCRT — journal style
""A STUDY ON EVALUATING THE BANKING PERFORMANCE OF AXIS BANK THROUGH CAMEL PARAMETERS"", IJCRT - International Journal of Creative Research Thoughts (www.ijcrt.org), ISSN:2320-2882, Vol.13, Issue 9, page no.f780-f790, September 2025, Available :https://ijcrt.org/papers/IJCRT2509660.pdf
APA — 7th edition
Nazneen, S., & K, M. H. (2025). "A STUDY ON EVALUATING THE BANKING PERFORMANCE OF AXIS BANK THROUGH CAMEL PARAMETERS". International Journal of Creative Research Thoughts, 13(9), f780-f790. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509660
MLA — 9th edition
Nazneen, Syeda, and Moula Hussain K. ""A STUDY ON EVALUATING THE BANKING PERFORMANCE OF AXIS BANK THROUGH CAMEL PARAMETERS"." International Journal of Creative Research Thoughts, vol. 13, no. 9, 2025, pp. f780-f790, https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509660.
Chicago — 17th, bibliography
Nazneen, Syeda, and Moula Hussain K. ""A STUDY ON EVALUATING THE BANKING PERFORMANCE OF AXIS BANK THROUGH CAMEL PARAMETERS"." International Journal of Creative Research Thoughts 13, no. 9 (2025): f780-f790. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509660.
Harvard — author–date
Nazneen, S. and K, M.H. (2025) '"A STUDY ON EVALUATING THE BANKING PERFORMANCE OF AXIS BANK THROUGH CAMEL PARAMETERS"', International Journal of Creative Research Thoughts, 13(9), pp. f780-f790. Available at: https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509660
IEEE — numbered reference
S. Nazneen and M. H. K, ""A STUDY ON EVALUATING THE BANKING PERFORMANCE OF AXIS BANK THROUGH CAMEL PARAMETERS"," IJCRT, vol. 13, no. 9, pp. f780-f790, Sep. 2025.
Vancouver — biomedical
Nazneen S, K MH. "A STUDY ON EVALUATING THE BANKING PERFORMANCE OF AXIS BANK THROUGH CAMEL PARAMETERS". IJCRT. 2025 Sep;13(9):f780-f790.
AMA — 11th edition
Nazneen S, K MH. "A STUDY ON EVALUATING THE BANKING PERFORMANCE OF AXIS BANK THROUGH CAMEL PARAMETERS". IJCRT. 2025;13(9):f780-f790. Accessed at https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509660
BibTeX — Zotero, Mendeley, LaTeX
@article{IJCRT2509660, author = {Syeda Nazneen and Moula Hussain K}, title = {"A STUDY ON EVALUATING THE BANKING PERFORMANCE OF AXIS BANK THROUGH CAMEL PARAMETERS"}, journal = {International Journal of Creative Research Thoughts}, volume = {13}, number = {9}, pages = {f780-f790}, year = {2025}, month = {September}, issn = {2320-2882}, url = {https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509660} }
RIS — EndNote, RefWorks
TY - JOUR AU - Nazneen, Syeda AU - K, Moula Hussain TI - "A STUDY ON EVALUATING THE BANKING PERFORMANCE OF AXIS BANK THROUGH CAMEL PARAMETERS" T2 - International Journal of Creative Research Thoughts JA - IJCRT VL - 13 IS - 9 PY - 2025 SN - 2320-2882 UR - https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509660 SP - f780-f790 ER -

Issue

Volume 13 Issue 9, September-2025
Pages : f780-f790

Article Information

Pages
f780-f790
Published
September 2025
Registration ID
IJCRT_294352
Published Paper ID
IJCRT2509660
Research Area
Management All
Author Type
Indian Author
Location
Hosapete, Karnataka, India
Licence
CC BY 4.0 · Open Access
ISSN & Impact Factor
2320-2882 · IF 9.17
Downloads
256

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International Journal of Creative Research Thoughts Published by IJCRT Publication
2320-2882 ISSN
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© 2025 — Authors hold the copyright of this article. This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition. This article is distributed under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0), which permits unrestricted use, distribution and reproduction in any medium, provided the original author and source are credited.
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Declarations

Funding

No external funding was received for this study.

Conflict of Interest

The authors declare that they have no conflict of interest.

Acknowledgements

The authors would like to thank the reviewers and the editorial board of International Journal of Creative Research Thoughts for their careful reading and constructive comments, and all colleagues who supported the preparation of this manuscript.

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