ISSN2320-2882
Impact Factor9.17
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CrossRefDOI
ESTD2013
Peer ReviewTransparent
AccessOpen
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Paper Title
CAPITAL ADEQUACY AND FINANCIAL STABILITY: AN EMPIRICAL STUDY OF SMALL FINANCE BANKS IN INDIA
Authors
Dr.M.PARAMESHWARI, , Mr.V.ANANDHAKUMAR,
Keywords
Capital Adequacy Ratio (CAR), Bank Lending, Financial Stability, Bank Capital.
Abstract
Capital adequacy means that banks keep enough capital money to protect themselves from losses and stay safe. Using data from different small finance banks, this research examines how having more or less capital changes the number and type of loans small finance banks provide. The study finds that small finance banks with more capital are careful when giving loans and manage risks better also small finance banks with less capital may give fewer loans, which can affect economic growth. This study shows that having strong rules about how much capital banks must keep is very important.
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IJCRT — journal style
"CAPITAL ADEQUACY AND FINANCIAL STABILITY: AN EMPIRICAL STUDY OF SMALL FINANCE BANKS IN INDIA", IJCRT - International Journal of Creative Research Thoughts (www.ijcrt.org), ISSN:2320-2882, Vol.13, Issue 9, page no.d492-d497, September 2025, Available :https://ijcrt.org/papers/IJCRT2509407.pdf
APA — 7th edition
Dr.M.PARAMESHWARI, & Mr.V.ANANDHAKUMAR. (2025). CAPITAL ADEQUACY AND FINANCIAL STABILITY: AN EMPIRICAL STUDY OF SMALL FINANCE BANKS IN INDIA. International Journal of Creative Research Thoughts, 13(9), d492-d497. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509407
MLA — 9th edition
Dr.M.PARAMESHWARI, and Mr.V.ANANDHAKUMAR. "CAPITAL ADEQUACY AND FINANCIAL STABILITY: AN EMPIRICAL STUDY OF SMALL FINANCE BANKS IN INDIA." International Journal of Creative Research Thoughts, vol. 13, no. 9, 2025, pp. d492-d497, https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509407.
Chicago — 17th, bibliography
Dr.M.PARAMESHWARI, and Mr.V.ANANDHAKUMAR. "CAPITAL ADEQUACY AND FINANCIAL STABILITY: AN EMPIRICAL STUDY OF SMALL FINANCE BANKS IN INDIA." International Journal of Creative Research Thoughts 13, no. 9 (2025): d492-d497. https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509407.
Harvard — author–date
Dr.M.PARAMESHWARI and Mr.V.ANANDHAKUMAR (2025) 'CAPITAL ADEQUACY AND FINANCIAL STABILITY: AN EMPIRICAL STUDY OF SMALL FINANCE BANKS IN INDIA', International Journal of Creative Research Thoughts, 13(9), pp. d492-d497. Available at: https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509407
IEEE — numbered reference
Dr.M.PARAMESHWARI and Mr.V.ANANDHAKUMAR, "CAPITAL ADEQUACY AND FINANCIAL STABILITY: AN EMPIRICAL STUDY OF SMALL FINANCE BANKS IN INDIA," IJCRT, vol. 13, no. 9, pp. d492-d497, Sep. 2025.
Vancouver — biomedical
Dr.M.PARAMESHWARI, Mr.V.ANANDHAKUMAR. CAPITAL ADEQUACY AND FINANCIAL STABILITY: AN EMPIRICAL STUDY OF SMALL FINANCE BANKS IN INDIA. IJCRT. 2025 Sep;13(9):d492-d497.
AMA — 11th edition
Dr.M.PARAMESHWARI, Mr.V.ANANDHAKUMAR. CAPITAL ADEQUACY AND FINANCIAL STABILITY: AN EMPIRICAL STUDY OF SMALL FINANCE BANKS IN INDIA. IJCRT. 2025;13(9):d492-d497. Accessed at https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509407
BibTeX — Zotero, Mendeley, LaTeX
@article{IJCRT2509407,
author = {Dr.M.PARAMESHWARI and Mr.V.ANANDHAKUMAR},
title = {CAPITAL ADEQUACY AND FINANCIAL STABILITY: AN EMPIRICAL STUDY OF SMALL FINANCE BANKS IN INDIA},
journal = {International Journal of Creative Research Thoughts},
volume = {13},
number = {9},
pages = {d492-d497},
year = {2025},
month = {September},
issn = {2320-2882},
url = {https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509407}
}
RIS — EndNote, RefWorks
TY - JOUR
AU - Dr.M.PARAMESHWARI
AU - Mr.V.ANANDHAKUMAR
TI - CAPITAL ADEQUACY AND FINANCIAL STABILITY: AN EMPIRICAL STUDY OF SMALL FINANCE BANKS IN INDIA
T2 - International Journal of Creative Research Thoughts
JA - IJCRT
VL - 13
IS - 9
PY - 2025
SN - 2320-2882
UR - https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509407
SP - d492-d497
ER -
Issue
Volume 13 Issue 9,
September-2025
Pages : d492-d497
Article Information
- Published In
- International Journal of Creative Research Thoughts — Volume 13, Issue 9, September 2025
- Pages
- d492-d497
- Published
- September 2025
- Registration ID
- IJCRT_293782
- Published Paper ID
- IJCRT2509407
- Research Area
- Commerce All
- Author Type
- Indian Author
- Location
- ERODE, TAMILNADU, India
- Peer Review
- Request Peer Review Report
- Licence
- CC BY 4.0 · Open Access
- ISSN & Impact Factor
- 2320-2882 · IF 9.17
- Downloads
- 186
- Permanent Link
- https://ijcrt.org/viewpaperforall.php?paper=IJCRT2509407
- Published Paper PDF
- https://ijcrt.org/papers/IJCRT2509407.pdf
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International Journal of Creative Research Thoughts
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2320-2882
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