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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)

International Peer Reviewed & Refereed Journals, Open Access Journal

ISSN: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013

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  Published Paper Details:

  Paper Title

ANALYSIS OF INTEREST SUBSIDY AS TO AGRICULTURAL CREDIT DISBURSED BY BANKS IN THE STATE OF KERALA

  Authors

  Dr.Sujesh.C.P

  Keywords

Agriculture, Bank, Borrower, Commercial Bank, Co-operative Bank, Credit, Interest, RRB, Subsidy

  Abstract


Agriculture as a priority sector occupies a prominent role and hence all possible measures have to be taken to protect this sector in its strict sense. As a result, the Government of India have been framing number of initiatives to protect this sector including provision of adequate credit supply. Interest subsidy is another significant measure, which has to be ensured even now to protect the agriculturists from the high cost of borrowings as well as high cost of agricultural accomplishments. Despite the interest subvention scheme is one of the land marks in the history of agricultural credit system, it has not gained much up to the standard. An in-depth analysis of the subsidy system enjoyed by the agricultural borrowers will be highly helpful to the policy makers in order to ensure a defect free and efficient subsidy system. It is clear from the statistics reveal that majority of the agricultural borrowers have not enjoyed the benefit of subsidy and are out of the purview of the interest subsidy system associated with their credit. It is also undoubted that subsidy is an inevitable one in the credit system for the enrichment of the sector. Therefore, some more crucial measures by way of policies, programmes, initiatives and strategies are to be ensured by Governments at various levels to ensure the availability of subsidy as fixed.

  IJCRT's Publication Details

  Unique Identification Number - IJCRT1133412

  Paper ID - 192965

  Page Number(s) - 751-758

  Pubished in - Volume 7 | Issue 2 | May-2019

  DOI (Digital Object Identifier) -   

  Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882

  E-ISSN Number - 2320-2882

  Cite this article

  Dr.Sujesh.C.P,   "ANALYSIS OF INTEREST SUBSIDY AS TO AGRICULTURAL CREDIT DISBURSED BY BANKS IN THE STATE OF KERALA", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.7, Issue 2, pp.751-758, May-2019, Available at :http://www.ijcrt.org/papers/IJCRT1133412.pdf

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ISSN and 7.97 Impact Factor Details
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ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
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